AI Tools / Personal AI agents COMPARISON · LAST CHECKED 29 OCTOBER 2026
Personal AI agents, compared. AI agents that do tasks for you, not just chat: they read your email and calendar, use websites, run jobs on a schedule and remember what you like. 20 agents, compared on the things that decide whether you can use one.
HOW TO CHOOSE
1 Check it works where you live. Several of the best-known agents are not offered in the UK or EU yet. Start with the UK and EU facts.
2 Hosted or on your own computer? Hosted agents keep working when your laptop is shut. Open-source agents you run yourself keep your data on your machine, but you set them up and pay for (or run) the AI model.
3 Locked to one AI company, or bring your own model? Bring-your-own lets you switch to a cheaper or newer model later.
4 Where will you talk to it? Pick one that lives where you already are: its own app, WhatsApp, text messages, Slack or email.
5 Before you connect email or a card, check “Asks first”. Prefer agents that show you the email or payment and wait for a yes.
6 Just you, or a team? Team tools share agents and context in channels; personal ones keep everything to you.
Quick picks UK, available now Open source Bring your own model Text it on WhatsApp For teams
Available in the UK Any Yes or no restriction stated Yes No restriction stated Partly No Unknown EU availability Any Yes No restriction stated Partly No Unknown Open source Any Closed Open source Runs Any Hosted Local Self-hosted Bring your own model Any Yes Partly No Unknown Personal or team Any Team (incl. personal + team) Personal Personal + team Team Unknown Talk to it via Any Email Own app Slack Telegram Web WhatsApp iMessage/SMS Uses web / computer Any Yes Partly Unknown Connectors / MCP Any Yes Yes, incl. MCP Partly Unknown Scheduled tasks Any Yes Partly Unknown Memory Any Yes Unknown Asks before acting Any Yes Configurable Partly Not yet Not published Unknown Free tier Any Yes Trial No
20 agents Clear filters
UK No restriction stated Open-source download
EU No restriction stated Open-source download
Open source Open source
Runs Self-hosted · Hosted
Bring your own model Yes Bring your own agent harness and model provider
For Team
Talk to it via Own app
Uses web / computer Partly Agents run commands and edit files on your computer
Connectors / MCP Partly MCP tools inside agent harnesses
Routines Yes YAML workflows with schedule triggers
Memory Unknown
Asks first Not yet Workflow approval gates still being wired up
Free tier Yes Sources block/buzz · block/buzz-app · Configuring agents in Buzz · Run your own relay
UK Yes dots (always-on agent) excludes the UK
EU Yes dots excludes the EEA and Switzerland
Open source Closed
Runs Hosted
Bring your own model No OpenAI models
For Personal + team
Talk to it via Own app · Web · Slack
Uses web / computer Yes Built-in browser and Computer Use in ChatGPT Work
Connectors / MCP Yes Plugins for 4,000+ apps
Routines Yes Scheduled Tasks
Memory Yes
Asks first Yes You set when it needs approval; auto-review checks important actions
Free tier Yes Sources Supported countries · ChatGPT Work launch · Introducing dots · Getting started with your dot
UK Yes
EU Yes
Open source Closed
Runs Hosted
Bring your own model No Anthropic models
For Personal + team
Talk to it via Own app · Web
Uses web / computer Yes Cowork browser or Claude in Chrome
Connectors / MCP Yes, incl. MCP Custom connectors via remote MCP
Routines Yes Scheduled tasks
Memory Yes
Asks first Configurable Manual, Auto (default on Pro/Max/Team) or Skip
Free tier Yes Sources Supported regions · Get started with Cowork · Remote MCP connectors
UK No US only (Pro and Max, waitlist)
EU No US only
Open source Closed
Runs Hosted
Bring your own model No Anthropic models
For Personal
Talk to it via Own app · Web
Uses web / computer Yes Own cloud computer and browser
Connectors / MCP Yes Claude connectors and plugins
Routines Yes Morning brief, then alerts when needed
Memory Yes
Asks first Yes Waits for approval before sending, paying, signing or deleting
Free tier No Sources Claude Duet
UK Partly Gemini app yes; Gemini tasks (the agent) excludes the UK
EU Partly Gemini tasks excludes the EEA and Switzerland
Open source Closed
Runs Hosted
Bring your own model No Google models
For Personal
Talk to it via Own app · Web
Uses web / computer Yes Chrome auto browse or a cloud browser (not in UK/EEA)
Connectors / MCP Yes 40+ connected apps
Routines Yes Scheduled and event-triggered tasks
Memory Yes
Asks first Yes Asks before sending, deleting, purchasing
Free tier Yes Sources Gemini tasks help · Scheduled tasks
UK No restriction stated
EU No restriction stated
Open source Closed
Runs Hosted · Local
Bring your own model Unknown
For Unknown
Talk to it via Own app · Web · WhatsApp · Telegram · Slack
Uses web / computer Yes Browser on a cloud computer
Connectors / MCP Yes
Routines Yes Heartbeat checks and templates
Memory Yes
Asks first Yes Emails and posts need permission
Free tier Yes Sources Genspark Claw help
UK No restriction stated No country list on x.ai/bot; tagging @bot on X is not offered to UK accounts
EU No restriction stated No country list; tagging @bot on X is not offered to EU accounts
Open source Closed
Runs Hosted
Bring your own model Unknown Model choice not stated
For Personal + team
Talk to it via Own app · Slack · Email
Uses web / computer Yes Own cloud computer with browser, files and terminal
Connectors / MCP Yes Connectors plus sign-in to sites without an API
Routines Yes Schedules and triggers
Memory Yes
Asks first Yes Auto-review; 'Ask first' rules for sending, publishing, deleting, purchasing
Free tier No Sources x.ai/bot · Grok Bot FAQ · Approvals, security and privacy · Tagging @bot on X
UK No restriction stated Open source, you install it
EU No restriction stated Open source, you install it
Open source Open source
Runs Local · Self-hosted
Bring your own model Yes OpenRouter and many providers
For Personal
Talk to it via Own app · Telegram · Slack · WhatsApp · Email
Uses web / computer Yes
Connectors / MCP Yes, incl. MCP
Routines Yes Cron
Memory Yes
Asks first Configurable Dangerous commands need approval: smart, manual or off
Free tier Yes Sources Hermes Agent · Model providers · MCP
UK Unknown
EU Unknown
Open source Closed
Runs Hosted
Bring your own model Partly Bring your own agents (Claude Code, Codex, Devin)
For Team
Talk to it via Own app · Web
Uses web / computer Unknown
Connectors / MCP Yes 3,000+ integrations
Routines Unknown
Memory Unknown
Asks first Yes Approvals left to people
Free tier No Sources kylon.io
UK No restriction stated Phone numbers: US or Canadian only
EU No restriction stated
Open source Closed
Runs Hosted
Bring your own model Unknown
For Personal + team
Talk to it via Own app · Web · Slack · iMessage/SMS
Uses web / computer Yes Computer use on paid plans
Connectors / MCP Yes, incl. MCP 1,500+ integrations plus MCP servers
Routines Yes
Memory Yes Versioned memory files
Asks first Configurable Per-integration: always allow, require approval or don't offer
Free tier Trial Sources Terms · Integrations · Routines · iMessage and SMS
UK No restriction stated
EU No restriction stated
Open source Closed
Runs Hosted
Bring your own model Unknown
For Personal + team
Talk to it via Own app · Web · Slack
Uses web / computer Yes Cloud browser and cloud computer
Connectors / MCP Yes, incl. MCP
Routines Yes Automations
Memory Yes Knowledge base
Asks first Partly Desktop My Computer asks before sensitive commands
Free tier Yes Sources Connectors · Cloud browser · Automations · Download
UK No US, Canada and Japan only
EU No US, Canada and Japan only
Open source Closed
Runs Hosted
Bring your own model Unknown
For Personal
Talk to it via Own app · Web · WhatsApp
Uses web / computer Yes Own VM and browser
Connectors / MCP Yes
Routines Partly Keeps working and checks back; schedules not described
Memory Yes
Asks first Yes Confirms before purchases and emails
Free tier Yes Sources Introducing Muse · Muse in Japan
UK Yes
EU Partly Copilot Actions on Windows excludes the EEA
Open source Closed
Runs Hosted
Bring your own model Unknown
For Personal + team
Talk to it via Own app · Web
Uses web / computer Partly Copilot Actions on Windows: Insider preview
Connectors / MCP Yes, incl. MCP Consumer connectors (Outlook, Gmail, Drive); MCP agent connectors in Windows preview
Routines Unknown
Memory Yes Saved memories
Asks first Yes For Copilot Actions: users approve actions
Free tier Yes Sources Copilot app availability (Mar 2025) · Connectors · Copilot Actions · Experimental agentic features · Copilot memory
UK No restriction stated Open source, runs on your machine
EU No restriction stated Open source, runs on your machine
Open source Open source
Runs Local · Self-hosted
Bring your own model Yes Your own model provider or a local model
For Personal
Talk to it via Own app · WhatsApp · Telegram · Slack · iMessage/SMS
Uses web / computer Yes Managed browser and shell
Connectors / MCP Yes Skills and plugins (ClawHub)
Routines Yes Cron jobs and heartbeat
Memory Yes
Asks first Configurable Deny, allowlist, ask, auto or full
Free tier Yes Sources openclaw.ai · Memory docs · Cron jobs
UK No restriction stated Mac app download
EU No restriction stated Mac app download
Open source Open source
Runs Local
Bring your own model Yes Local models, optional cloud models
For Personal + team
Talk to it via Own app · Slack · Telegram · iMessage/SMS
Uses web / computer Yes Per-agent browser and computer use
Connectors / MCP Yes, incl. MCP
Routines Yes Agents can schedule their next run
Memory Yes
Asks first Yes Approval card for typing, sends and deletes
Free tier Yes Sources GitHub README · Agent channels · osaurus.ai
UK Yes Released worldwide
EU Yes Released worldwide
Open source Closed
Runs Local
Bring your own model Unknown
For Personal
Talk to it via Own app
Uses web / computer Yes Acts in your browser
Connectors / MCP Yes Email and calendar
Routines Unknown
Memory Yes
Asks first Configurable Allow once, always allow or don't allow
Free tier Yes Sources Comet worldwide · Comet · Comet memory
UK No restriction stated
EU No restriction stated Pricing can vary by region
Open source Closed
Runs Hosted · Local
Bring your own model Partly Picks from about 20 models across vendors
For Personal + team
Talk to it via Own app · Web · Slack
Uses web / computer Yes Browser in a sandbox; Personal Computer on your Mac
Connectors / MCP Yes Hundreds of connectors
Routines Yes Scheduled jobs and triggers
Memory Yes
Asks first Yes Sensitive actions require approval
Free tier No Sources What is Computer · Introducing Computer · How credits work
UK Yes Available in all regions
EU Yes Available in all regions
Open source Closed
Runs Hosted
Bring your own model Unknown
For Personal
Talk to it via iMessage/SMS · WhatsApp · Telegram · Web
Uses web / computer Unknown
Connectors / MCP Yes, incl. MCP
Routines Yes Reminders and automations
Memory Yes
Asks first Not published
Free tier Yes Sources Docs · FAQ · poke.com
UK No restriction stated Open-source Mac app
EU No restriction stated Open-source Mac app
Open source Open source
Runs Local
Bring your own model Yes Built-in Gemma or LM Studio/Ollama
For Personal
Talk to it via Own app
Uses web / computer Yes Computer use on the Mac
Connectors / MCP Unknown
Routines Yes Runs overnight
Memory Yes Editable Markdown knowledge
Asks first Unknown
Free tier Yes Sources sentient-os.ai
UK Unknown
EU Unknown
Open source Closed
Runs Hosted
Bring your own model Unknown
For Personal + team
Talk to it via Own app · Web · Email · Slack · WhatsApp · Telegram · iMessage/SMS
Uses web / computer Unknown
Connectors / MCP Yes Email, calendar, docs and work tools
Routines Yes
Memory Yes
Asks first Yes Drafts rather than sends
Free tier Yes Sources Reaching your Townie · Text messaging · Pricing
No agents match all of those. Try clearing a filter.
How we know Unknown means the maker's own pages don't say, so we haven't guessed (25 of 260 facts). No restriction stated means the maker publishes no country list or exclusions; check the sign-up flow. Facts come from each maker's own pages (see Sources on each agent), last checked 29 October 2026; some availability facts were first found via AideDex's open data (CC BY 4.0). Prices are in US dollars per month unless stated and change often.